Small Business Loan Program

VAHCC Small Business Loan Program

Programa de préstamos para pequeños negocios

Small businesses that are members of the chamber are invited to apply for 0% loans and business coaching to support business expansion and job creation.


About the program

The Virginia Hispanic Chamber of Commerce has partnered with LISC Virginia to launch the VAHCC Small Business Loan Program. This program invests in the strength and potential of Central Virginia's business community.

Through our partnership, we will provide small businesses 0% interest loans to help grow, hire new staff, purchase equipment, and more. As businesses repay their loans, LISC Virginia and the Virginia Hispanic Chamber will recycle the dollars back into our region's business community. The Virginia Hispanic Chamber will assist loan recipients with free coaching to help them be more successful and sustainable in the long-term.


(Please read Eligibility Requirements before signing up)

Sign up to be notified for the next loan term

Eligibility Requirements

  • Hispanic Chamber Member: Businesses must be a member of the Virginia Hispanic Chamber of Commerce
  • Geography: Businesses located in the City of Richmond, Henrico County, or Chesterfield County
  • Longevity: at least 2 full years of operating history
  • Revenue: gross revenue between $60,000 and $2,000,000 (based on most recent tax return)
  • Credit score: No minimum credit score
  • Business type: LLC and corporations


Loan Terms

  • Loan amount: $15,000 - $75,000
  • Interest: 0% interest
  • Deferred payments: No payments first 6 months
  • Loan term: 3-7 years
  • Amortization: 3-7 years
  • Collateral: no collateral required


About LISC

For more than 30 years, LISC Virginia has worked with residents and community organizations to revitalize under-served neighborhoods across Central Virginia by investing in the interconnected areas of housing, health, education, public safety, and employment.

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